with $100k coming in, swapping out of Philadelphia

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Chattanooga, TN cityscape

from philadelphia

Chattanooga

tn · metro 580k

photo: K / pexels

a dispatch from

chattanooga

TN

35.05°N

85.31°W

Chattanooga became the first city in the country to roll out gigabit fiber internet to every home (2010, via the municipal utility), which jump-started a tech and remote-work scene. Lookout Mountain rises right above town, with Ruby Falls' underground waterfall and Rock City's epic views. The Tennessee Riverwalk is gorgeous. The Choo Choo (old terminal turned hotel) is a fun stay.

metro580k

01 · the verdict

the verdict

$913

below Philadelphia's monthly cost

Chattanooga is the kind of cheap that changes the math. Same salary, a different life on the other side.
landable, recorded on the chattanooga entry

02 · the money

a quick ledger.

01rent

$1,524/mo

18% cheaper than Philadelphia(vs $1,869/mo)

02state income tax

0%

$568/mo less in state tax than Philadelphia

vs 6.82% in Philadelphia

03after rent

$6,809/mo

$913 more than Philadelphia

gross of federal tax. a comparison, not a paycheck.

04a house here

$322k

18% cheaper than Philadelphia

vs $393k in Philadelphia

05metro size

580k

vs 6.2M in Philadelphia

03 · the life

field notes, weather & such.

167

pleasant days a year, in chattanooga.

Philadelphia edges ahead with 173 pleasant days.

But the calendar thins out: Philadelphia stays 8.0× busier.
on a typical month
·outdoorscore

69/100

0% lower than Philadelphia

vs 69/100 in Philadelphia

Closest outdoor draw: Cumberland Trail, 12.2 mi.

·walk score®

82/100

18% lower than Philadelphia

vs 100/100 in Philadelphia

Walk Score® methodology

·nonstops

8

93% fewer than Philadelphia

vs 122 nonstops in Philadelphia

04 · see also

neighbors of chattanooga on the map of tradeoffs:

compare chattanooga with: