with $100k coming in, swapping out of Philadelphia

change
Cincinnati, OH cityscape

if you left philadelphia

Cincinnati

oh · metro 2.3M

a dispatch from

cincinnati

OH

39.10°N

84.51°W

Cincinnati is chili served on spaghetti (Skyline and Gold Star will fight you about which is better), German heritage in Over-the-Rhine's beer halls, and a riverfront that looks straight across at Kentucky. OTR's brick warehouses have become one of the best urban revitalizations in the country. The Reds play in baseball's oldest professional city. Pronounce it correctly and the locals warm up fast.

metro2.3M

01 · the verdict

the verdict

$556

cheaper each month than Philadelphia

You'd feel the difference in Cincinnati. Not life-changing money, but real breathing room next to Philadelphia.
landable, recorded on the cincinnati entry

02 · the money

a quick ledger.

01rent

$1,549/mo

17% cheaper than Philadelphia(vs $1,869/mo)

02state income tax

3.99%

$236/mo less in state tax than Philadelphia

vs 6.82% in Philadelphia

03after rent

$6,452/mo

$556 more than Philadelphia

gross of federal tax. a comparison, not a paycheck.

04a house here

$316k

20% cheaper than Philadelphia

vs $393k in Philadelphia

05metro size

2.3M

vs 6.2M in Philadelphia

03 · the life

field notes, weather & such.

162

pleasant days a year, in cincinnati.

Philadelphia gets 173 pleasant days a year, so you'd be trading some sunshine.

But the calendar thins out: Philadelphia stays 2.1× busier.
on a typical month
·outdoorscore

72/100

4% higher than Philadelphia

vs 69/100 in Philadelphia

Closest outdoor draw: East Fork State Park, 22.8 mi.

·walk score®

96/100

4% lower than Philadelphia

vs 100/100 in Philadelphia

Walk Score® methodology

·nonstops

47

61% fewer than Philadelphia

vs 122 nonstops in Philadelphia

04 · see also

in the same ballpark as cincinnati:

compare cincinnati with: