with $100k coming in, swapping out of Philadelphia

change
Hagerstown, MD cityscape

instead of philadelphia

Hagerstown

md · metro 305k

a dispatch from

hagerstown

MD

39.64°N

77.72°W

Hagerstown is the Hub City of western Maryland, where rail lines and highways converge in the Cumberland Valley. The downtown has a small but charming historic core. Antietam Battlefield is 30 minutes south, with some of the most affecting Civil War landscape in the country. The Appalachian Trail crosses just to the west. Quiet, with serious history nearby.

metro305k

01 · the verdict

the verdict

$167

cheaper each month than Philadelphia

Money-wise it's a wash. The case for Hagerstown is everything that isn't rent.
landable, recorded on the hagerstown entry

02 · the money

a quick ledger.

01rent

$1,587/mo

15% cheaper than Philadelphia(vs $1,869/mo)

02state income tax

8.2%

$115/mo more in state tax than Philadelphia

vs 6.82% in Philadelphia

03after rent

$6,063/mo

$167 more than Philadelphia

gross of federal tax. a comparison, not a paycheck.

04a house here

$321k

18% cheaper than Philadelphia

vs $393k in Philadelphia

05metro size

305k

vs 6.2M in Philadelphia

03 · the life

field notes, weather & such.

160

pleasant days a year, in hagerstown.

Philadelphia gets 173 pleasant days a year, so you'd be trading some sunshine.

Noticeably quieter than Philadelphia. About 90% fewer events on a typical month.
on a typical month
·outdoorscore

56/100

19% lower than Philadelphia

vs 69/100 in Philadelphia

Closest outdoor draw: Appalachian Trail Corridor, 54.3 mi.

·walk score®

88/100

12% lower than Philadelphia

vs 100/100 in Philadelphia

Walk Score® methodology

·nonstops

2

98% fewer than Philadelphia

vs 122 nonstops in Philadelphia

04 · see also

if hagerstown appeals, also worth a look:

compare hagerstown with: