with $100k coming in, swapping out of Oxnard

change
Lexington, KY cityscape

instead of oxnard

Lexington

ky · metro 520k

photo: Jay Brand / pexels

a dispatch from

lexington

KY

38.04°N

84.50°W

Lexington is the Thoroughbred horse capital of the world, with bluegrass-fed horse farms surrounding the city in white-fenced perfection. Keeneland racetrack is one of the most beautiful in the world. The bourbon trail starts right here. Downtown is small but tightening up nicely with food and bars. The University of Kentucky's blue bleeds through everything.

metro520k

01 · the verdict

the verdict

$1,907

lighter monthly cost than Oxnard

In Lexington, rent stops being the headline. The cost gap shows up every month without you trying.
landable, recorded on the lexington entry

02 · the money

a quick ledger.

01rent

$1,488/mo

50% cheaper than Oxnard(vs $2,995/mo)

02state income tax

4.5%

$400/mo less in state tax than Oxnard

vs 9.3% in Oxnard

03after rent

$6,470/mo

$1,907 more than Oxnard

gross of federal tax. a comparison, not a paycheck.

04a house here

$324k

65% cheaper than Oxnard

vs $923k in Oxnard

05metro size

520k

vs 830k in Oxnard

03 · the life

field notes, weather & such.

171

pleasant days a year, in lexington.

Oxnard actually gets more: 342 pleasant days a year.

A real upgrade on things to do: 1.8× Oxnard's pace.
on a typical month
·outdoorscore

60/100

19% lower than Oxnard

vs 74/100 in Oxnard

Closest outdoor draw: Natural Bridge State Resort Park, 48.1 mi.

·walk score®

88/100

8% lower than Oxnard

vs 96/100 in Oxnard

Walk Score® methodology

·nonstops

13

0% fewer than Oxnard

vs 0 nonstops in Oxnard

04 · see also

if lexington appeals, also worth a look:

compare lexington with: