with $100k coming in, swapping out of Oxnard

change
South Bend, IN cityscape

instead of oxnard

South Bend

in · metro 324k

a dispatch from

south bend

IN

41.68°N

86.25°W

South Bend is Notre Dame, the Golden Dome, and the Touchdown Jesus mural visible from the football stadium. The St. Joseph River runs through downtown, and the East Bank district has the food and bar scene. The University of Notre Dame campus is genuinely beautiful (the basilica, the lakes, the grottos). Smaller than its national reputation suggests, with a steady college-town pulse.

metro324k

01 · the verdict

the verdict

$2,129

below Oxnard's monthly cost

South Bend is the kind of cheap that changes the math. Same salary, a different life on the other side.
landable, recorded on the south bend entry

02 · the money

a quick ledger.

01rent

$1,391/mo

54% cheaper than Oxnard(vs $2,995/mo)

02state income tax

3%

$525/mo less in state tax than Oxnard

vs 9.3% in Oxnard

03after rent

$6,692/mo

$2,129 more than Oxnard

gross of federal tax. a comparison, not a paycheck.

04a house here

$230k

75% cheaper than Oxnard

vs $923k in Oxnard

05metro size

324k

vs 830k in Oxnard

03 · the life

field notes, weather & such.

157

pleasant days a year, in south bend.

Oxnard has the edge here, logging 342 pleasant days a year. The trade is winter: 40 days below 20°, vs 0 in Oxnard.

About as much going on as in Oxnard.
on a typical month
·outdoorscore

53/100

28% lower than Oxnard

vs 74/100 in Oxnard

Closest outdoor draw: Indiana Dunes National Park, 62.8 mi.

·walk score®

82/100

15% lower than Oxnard

vs 96/100 in Oxnard

Walk Score® methodology

·nonstops

9

0% fewer than Oxnard

vs 0 nonstops in Oxnard

04 · see also

if south bend appeals, also worth a look:

compare south bend with: