with $100k coming in, swapping out of Toledo

change
Miami, FL cityscape

if you left toledo

Miami

fl · metro 6.2M

photo: Rolando Yera / unsplash

a dispatch from

miami

FL

25.77°N

80.19°W

Miami is Spanish before it's English, salsa before it's small talk, and a cortadito before it's a coffee. South Beach Art Deco glows pink at night, Wynwood is a city-sized mural, and the Cuban sandwiches in Little Havana could end fights. Summer is bath-warm ocean and ceiling fans turned up high, and October feels like everywhere else's perfect August. Bring linen.

metro6.2M

in our guides

#2

of 10

Best cities for remote workers

read the guide
#7

of 10

Low-tax cities with great weather

read the guide
#3

of 10

Most walkable cities in America

read the guide
#2

of 10

Best cities for health and wellness

read the guide
#1

of 10

Most livable cities in America

read the guide
#1

of 10

Best cities in states with no income tax

read the guide
#1

of 10

Best places to move in 2026

read the guide
#4

of 10

Best cities for parks and green space

read the guide
#1

of 10

Best cities for work-life balance

read the guide
#2

of 10

Best cities to live in the South

read the guide
#1

of 10

Best cities on the East Coast

read the guide
#1

of 10

Best cities to live in Florida

read the guide
#5

of 10

Best cities to escape the heat

read the guide
#2

of 10

Best cities for a $100k salary

read the guide
#1

of 10

Best cities for a $150k salary

read the guide
#1

of 10

Best cities for a $200k salary

read the guide
#3

of 10

Best cities to live in the Southeast

read the guide
#4

of 10

Best cities for outdoor athletes

read the guide
#6

of 10

Best cities with year-round outdoor weather

read the guide
#4

of 10

Best cities for cyclists

read the guide
#4

of 10

Best cities for digital nomads

read the guide
#5

of 10

Best cities for dog owners

read the guide
#5

of 10

Best cities with mild winters

read the guide

01 · the verdict

the verdict

$1,136

the monthly cost of moving past Toledo

Miami is the expensive option. The argument has to be entirely about the place, not the price.
landable, recorded on the miami entry

02 · the money

a quick ledger.

01rent

$2,665/mo

123% more expensive than Toledo(vs $1,197/mo)

02state income tax

0%

$332/mo less in state tax than Toledo

vs 3.99% in Toledo

03after rent

$5,668/mo

$1,136 less than Toledo

gross of federal tax. a comparison, not a paycheck.

04a house here

$565k

188% more expensive than Toledo

vs $196k in Toledo

05metro size

6.2M

vs 600k in Toledo

03 · the life

field notes, weather & such.

272

pleasant days a year, in miami.

Toledo barely cracks 159 pleasant ones.

A real upgrade on things to do: 39.4× Toledo's pace.
on a typical month
·outdoorscore

77/100

40% higher than Toledo

vs 55/100 in Toledo

Closest outdoor draw: Everglades National Park Expansion, 20.4 mi.

·walk score®

97/100

70% higher than Toledo

vs 57/100 in Toledo

Walk Score® methodology

·nonstops

167

4075% more than Toledo

vs 4 nonstops in Toledo

04 · see also

in the same ballpark as miami:

see also

los angeles

similar overall lifestyle

turn the page

see also

washington

better park access

turn the page

see also

orlando

$728/mo cheaper

turn the page

compare miami with:

Los AngelesWashingtonOrlando